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DIFS Auto Insurance Reform FAQ - Submitting Proof of Medicare Parts A = B at Renewal

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TitleDIFS Auto Insurance Reform FAQ - Submitting Proof of Medicare Parts A = B at Renewal
SummaryMichigan DIFS reminds insurers to collect documentation of Medicare coverage during policy renewal.
StateMichigan
Source Published Date4/8/2021
Status 
Content
DIFS Auto Insurance FAQ - Submitting Proof of Medicare Parts A = B at Renewal posted April 8, 2021. 

Insurers should not conclude that an individual meets the criteria for their Personal Injury Protection (PIP) medical coverage choice without collecting documentation regarding Medicare or, if applicable, Qualified Health Coverage or Medicaid (See 
Bulletin 2020-33-INS). While many people have Medicare benefits for life, some do not. Reasons somebody may lose Medicare coverage may include failing to pay plan premiums, no longer qualifying due to loss of a qualifying disability, or engaging in Medicare fraud. Selecting $250,000 with exclusions, $50,000 in PIP medical coverage, or the PIP medical opt out (Options 4, 5, and 6) can depend on household members having Medicare Parts A & B. Collecting documentation regarding Medicare at every renewal ensures that an insurer can verify and document eligibility for coverages that require Medicare Parts A & B and ensures your customers have coverage if they are injured in an accident.
Hyperlink 
Line of businessAuto 1st Party
MiWiki Content TypeJurisdictional Updates
Service Types 
URL NameDIFS-Auto-Insurance-Reform-FAQ-Submitting-Proof-of-Medicare-Parts-A-B-at-Renewal

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